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Overview

The Banking module provides a secure and reliable way to access and manage financial data of bank accounts. For more information, please refer to the detailed sections on Connection Flows and Manual Upload.

Supported Data Import Flows​

In order to facilitate the import of bank data for analysis, the Banking module supports two primary methods for data import: direct import via bank interfaces and manual upload of bank data for analysis.

Direct Import via Bank Interfaces​

  • In this flow, the connection is established via our Universal Bank Access platform.
  • As such, this flows redirects user to our application, from where the user can select his bank and login to his bank account (using their standard online banking access).
  • Through this process, the user grants us a consent to retrieve and synchronize their bank data.
  • The hereby retrieved data is then accessible to the enabled Analytics modules.
  • For more references, please see the Connect Flows section.

Multi Banking​

Naturally, our system also supports multi banking access. As such, users can connect multiple bank accounts by following this recommended procedure:

  • For a new user use Create Connect User Session to connect the first bank account. You may include the query parameter multiple=true, so that the user is directly redirected to the management UI after the first connection, which allows them to easily connect more accounts.
  • Further accounts can be added with Create Management Session which by default has an overview UI of the connected accounts. Also, in this step you may set the query parameter addBankLogin=true which then skips the overview UI and starts a connect flow for an additional account so that you can seamlessly connect multiple accounts.
  • Likewise, please see the Connect Flows section for more details on the connection process and the available endpoints.

Manual Upload of Bank Data for Analysis​

  • Alternatively, clients can upload data manually for analysis.
  • Accordingly, direct retrieval via a bank interface is not required as the data is provided directly by the client themselves.
  • For more references, please see the Manual Upload section.

Please note that this method is typically used in scenarios where direct bank access is not feasible or when clients prefer to provide their data manually. Also, modifying bank data retrieved via bank interfaces is not intended through these endpoints, per regulatory requirements. Accordingly, only manually uploaded data is allowed for manipulation.