Account Detection

This Module returns a list of Bank-Account & CreditCards that the User has connected. Additionally other Accounts that were found through the Analysis of the Users Transaction-Data are also returned. If an account was found through the analysis the field additionalAnalysesInfo.IsUserAdded will be true.

Example Response:

{
    "accountsOverview": {
        "accountsView": [
            {
                "accountId": "account-1",
                // other account fields...
                "type": "GIRO",
                "additionalAnalysesInfo": {
                    "isUserAdded": true,
                    "analysisPeriod": {
                        "since": "2024-01-02T01:01:01Z",
                        "until": "2026-02-20T01:01:01Z"
                    },
                    "analysis": {
                        "median": 150,
                        // other analysis fields...
                },
                "creditorId": ""
            }
        ],
        "creditsView": [
            {
                "accountId": "",
                // other account fields...
                "type": "KREDIT_KARTE",
                "additionalAnalysesInfo": {
                    "isUserAdded": false,
                    "analysisPeriod": {
                        "since": "2024-01-24T01:01:01Z",
                        "until": "2026-01-24T01:01:01Z"
                    },
                    "analysis": {
                        "median": -180.15,
                        "average": -180.15,
                        "medianEarning": 0,
                        "medianSpending": -180.15,
                        "averageEarning": 0,
                        "averageSpending": -180.15,
                        "spending": {
                            "median": -180.15,
                            "average": -180.15,
                            "transactionIDs": [
                                "T082a6370-dc82-42b9-87d0-753dbb9c79e8"
                            ]
                        }
                    }
                },
                "creditorId": "DE3810400000020144"
            }
        ]
    }
}

In this example you can see that the first account was added by the user, while the creditcard was found through the analysis of the users transactions. Under additionalAnalysesInfo you can find more information about the period and payment relations found for that account.