Spending modules
Rent payments
Required Scope: person-spending-rent
This module returns several forms of rent-payments, such as residential rent, garage rent, stable or horse box rent, locker rental, and similar lease expenses
Investments
Required Scope: person-spending-investment
This module returns regular savings and investment contributions, including securities savings plans, home savings schemes, and recurring deposits into fixed-term or overnight savings accounts. It also covers irregular or one-off savings and investment expenses, such as purchases of securities, one-time cryptocurrency investments, one-off contributions to home savings plans, and small cash savings.
Insurances
Required Scope: person-spending-insurance
This module returns insurance-related expenses, covering a wide range of policies such as private health insurance, personal liability insurance, professional or financial loss liability insurance, household contents insurance, private pension or retirement insurance, legal expenses insurance, and similar insurance products.
Credits and loans
Required Scope: person-spending-credit
This module returns loan- and credit-related expenses, including regular loan instalments, early/special lump-sum repayments, short-term loan instalments, consumer credit or instalment payments, repayments of student loans, and energy-efficiency refurbishment loan instalments.
Credit cards
Required Scope: person-spending-creditCard
This module returns expenses from credit card statements, limited to monthly credit card settlements and excluding individual card transactions.
Miscellaneous
Required Scope: person-spending-other
This module returns regular recurring expenses such as streaming subscriptions, advance or instalment payments for utilities (electricity, gas, water), telecommunications contracts, and sports club or gym memberships, as well as irregular day-to-day expenses including grocery shopping, fuel purchases, one-off transfers, online shopping, and similar payments.